Determining The Right Age to Begin Formal Education

Starting from when children are little, many parents sing to them, recite the letters of the alphabet with them and teach them how to count. However, at some point, you know that you need to begin your children’s formal education. Parents usually start their children in school anywhere from the age of two to the age of six, but you want to know what is right for you.

Education

Daycare and Education

 
You may need to bring your children to daycare while you are at work. Some programs strictly promote play, and others have an educational component. While you do not need to have your children in an educational daycare program from the moment that they are born, you can consider switching them once they are around two years old. Since they are spending time with other children each day, making it an educational experience is a smart idea. Also, if you bring your children to daycare for only a few hours each day, then you may wish to consider a nursery school program instead.

Unique Ability

Unique Ability to Learn

 
All children are unique in their abilities to learn. Right now, you may find that your children become frustrated and overwhelmed when you try to infuse too much learning into their daily activities. They may simply not yet be old enough to benefit from reciting the alphabet on a regular basis or discussing what the weather is like outside. On the other hand, you may feel that once they are in a structured environment, they will have a stronger desire to learn. You have to assess your children and their particular needs.

Learning

Level of Learning

 
You also need to consider where they are in terms of learning and if an early education program would stifle or broaden their experience. For example, let’s say that your child just turned two and is already reading. He or she points out letters and numbers and can speak in an articulate way. Sending your child to a program developed specifically for two year old children is not necessarily the best idea. He or she may already have the skills that are taught in the class.

learning-disabilities

Learning Disabilities

 
When your children have learning disabilities, you may feel as though you cannot send them to an educational program just yet. However, so many schools have programs that are developed for children with learning disabilities even during the early childhood years. In fact, your children may go to a school where all of the students have learning disabilities. On top of that, you can look into at-home services where therapists will come to your house to work with your children on their individual struggles. You should not feel as though your children’s learning disabilities preclude them from having an educational experience.

The decision to begin formal education for your children is one that your family will have to make together. You need to look at your own children’s need as well as the structure of the schools in which you are interested.
Next inspiring story: Datuk Vinod Sekhar , President of Green Rubber Global and Petra Group

Tips To Keep Your Teak Furniture Looking Good All Year Long

Teak furniture is renowned for being durable, attractive and easy to care for. All of this is true. This is why you so frequently see teak outdoor furniture sets. Although teak will last for a long time with just minimal care, you will want to know how to keep it in the best shape possible. A few tips will help you to keep your teak furniture looking attractive all year long.

Protect the Furniture When Outside

The first tip is to protect all your teak furniture when it is outside. The teak pieces you can get from a furniture shop are incredibly resilient and have a natural resistance to the elements. It is still best to provide some protection against the sun and excessive rain. Think about putting the furniture under an awning. Do not leave the furniture in areas where water pools on the ground. You might also want to cover the furniture if you are going away or expecting severe weather for a few day. A little protection will go a long way with teak furniture.

Clean the Furniture Every Week

If you want to keep your furniture as attractive as possible, then do a little cleaning every week. You want to remove any dirt and debris that has accumulated on the furniture or within the grain. You can do this with a rag and a mixture of water and dishwashing liquid. Alternately, you could use a special teak cleaner and a fine bristled brush. If you are short on time, then washing the teak down gently with a hose will work as well. This will prevent problems over the years.

Dealing With Stains on the Teak

Always deal with stains on your teak furniture immediately. You mainly have to worry about oily and acidic substances causing stains. The main way to deal with a stain is to sand the area down gently until the discolouration is gone. Use a very fine grit sandpaper. The area might appear lighter than the surrounding sections when you are done. The lighter colour will fade quickly and there will be no trace of any changes. If you are oiling the teak, then apply some oil after you finish sanding.

Maintaining the Original Colour

Some people enjoy watching teak furniture weather and take on a silvery patina. Other people want to preserve the original golden colour. If you want to maintain the original colour, then you need to regularly treat the teak with a special oil solution. You can get this from a furniture dealer or you can make your own. A simple mixture is equal parts of mineral spirits and teak oil or tung oil. Wipe this into the surface of the wood a few times a year to preserve the colour.

Teak furniture is easy to maintain because it contains natural oils that resist fungus and pests. You still want to take some action in order to preserve the appearance and structure of the teak. If you follow these tips, then your teak furniture can last for decades or longer.

You may also interested into learn about Vinod Sekhar, the great man behind Petra Group and Green Rubber Global

Use Malaysia’s Real Estate Market to Your Advantage

You can use Malaysia’s real estate market to your advantage. Many people move to the area because they are transferring to a new location at work or they are finding a new job in the region. In addition, some people simply move to the area because that is where they wish to retire or it is where they wish to make their lives with their families. The most important thing to remember when it comes to finding a great place to buy or rent is that using the real estate market to your advantage is imperative in Malaysia or in any other location. Fortunately, there are a number of ways that you can accomplish this successfully. However, it does require you to be diligent and to have enough discipline to carefully look at every possible option and gain a comprehensive understanding of what is available on the market and how much it will cost.

Regardless of where you live, learning how the real estate market works is important when it comes to purchasing great property without spending more money than you need to. Real estate markets have a tendency to fluctuate and if you can learn to accurately predict how that fluctuation will benefit you, you can purchase great property at a minimum price instead of paying a premium for property that is less than ideal. This is practically a universal truth and it is one that many people who have become adept at purchasing real estate have learn the hard way. Instead, it is much more effective if you learn the skills before you spend money unnecessarily. Check the current Malaysia’s Real Estate Market at StarProperty

HouseimageWhat affects property values in Malaysia? As with almost any other location, property values are directly impacted by the number of people that are moving into the area as opposed to the number of properties that are available for sale or rent. Supply and demand affects real estate values just as much as it does with virtually any other commodity. When there is a high demand for property and there is essentially not a lot of property to go around, you can expect to pay more regardless of whether you are renting or purchasing property. Conversely, if you are able to find property that is in a good location at a time when there is not as much demand, you can purchase it at a reduced cost.

The caveat is that when it comes to property, most of the property that is in prime locations is almost always in high demand. That is why you pay more for property that is by the water or is close to downtown because everyone wants to live in those areas and therefore, there is always a high demand for the property that is available. Your first key to success is learning everything you can about various areas of Malaysia and choosing the area that you want to live in. You can then investigate property values in the area and decide if that is something that will work for you or not.

By carefully examining property values, you can make the real estate market work for you instead of against you. This can help you relocate to Malaysia or to virtually any other place in the world. In addition, it has the potential to save you valuable money that you can then use for other needs. Therefore, it is absolutely imperative that you take the necessary amount of time to understand how property values are affected in the area and then use that to your advantage.

Renting Apartments in Malaysia: A Guide for Long-Term Rentals for Foreigners

Are you relocating to Malaysia for work? Or just visiting for a few days or weeks? In either case, renting an apartment may be the best option for you.

 

Long-Term Rentals

Anyone moving to Malaysia and looking for a long-term rental will be pleasantly surprised with the amount of rental choice and ease of renting an apartment. The procedure is very straightforward and rental options can easily be found using an agent, through classified ads, or rental websites. Rental periods are usually for a period of two years, but terms are negotiable and you can often add an early termination clause. Tenants are normally responsible for paying all utilities and a two-month refundable deposit is generally required. Make sure you agree up front who will be responsible for minor repairs during the tenancy. As an added bonus for renters, agent fees are normally paid for by the landlord.

 

tiny roomShort-Term Rentals

Hotels are not the only option if you are visiting on vacation or a short-term business trip. Short-term rentals are a great choice for anyone who wants to feel more integrated into Malaysian life during their trip, whether you are in Malaysia for just one night or several weeks. Renting can often be cheaper than a hotel stay and there is no shortage of options, whether you are looking for a studio apartment or something more suitable for a family. Renting can also increase your choice of neighborhoods options, whether you want to stay in a business district, residential area, or beachside. There are numerous agents and websites specializing in aiding visitors in their search for a short-term rental and it is just a matter of choosing the right one for you.

 

Serviced Apartments

Serviced apartments come fully-furnished with access to a wide range of amenities and are available for both short-term and long-term rental. Although serviced apartments can be significantly more expensive than other types of rentals depending on the area in which you are looking, they are a good option if you value your free time and convenience above all else. You can often choose a serviced apartment that offers meals and cleaning service in addition to many of the other services traditionally offered by upscale hotels. Start searching for a serviced apartment here.

 

Buying Property: Advantages of New Property Over Old Ones

When looking for properties to purchase, there are a number of factors to consider. You can first begin by studying the immediate-to-medium property market term trends. The U.S census bureau statistics indicate that on average, the median home prices at the end of every decade increases. Factors such as aesthetic home fixes can also affect the value of properties, especially when selling; such fixes include upgrades in electrical systems, re-roofing, foundation replacement and plumbing jobs. It is imperative that such modifications are only noticeable when they are either in bad state or lacking.

Home improvement fixes such as interior or exterior paint application and door replacements can also increase or diminish the rates of return-on-investment of properties. This is in addition to landscaping, which can potentially overhaul the fortunes of a dilapidated property into an overnight jewel. When a property you intend to purchase turns out to be a bad investment, do not buy. This is because properties are supposed to generate nearly or above the same amount of cash required for its maintenance. Even though property prices may rise in the long term, the period in which this may happen is usually unknown. In the meantime your course for investing should be for the purposes of making profit or at least not losing money month after month.

interiorYou can also compare property prices for condominiums @ Propwall for similar properties in the area before making a purchase. During this period, remember to determine such aspects as the property management cost, mortgages, taxes, utility cost and insurance in order to compare the expenses against the cash flow. There are several advantages in buying a new property over an older one; be it a bungalow, a condominium or an apartment. Some of the top 5 advantages include:

Diminished levels of maintenance: this is because new constructions are designed to last a while before repairs are performed.

• Energy efficiency: Many new homes come with energy saving technologies such as the use of solar panels, insulated floors, walls, ceiling and dual pane windows.

• Modern and chic conveniences: such features and built-in conveniences may include microwaves, dishwasher, wine coolers, master suit bath and refrigerators.

• Buildings crafted and developed according to the spelled-out codes: Most new homes follow strict laid down guidelines for construction to ensure safety and the rule-of-law.

• Builder’s warranty: reputable home sellers and constructors in some states can offer up to 10-years warranty on property, as a safeguard to the homeowner’s investment.

 

Buying A Foreclosed Home: Requirement Tips

So you are thinking of buying a foreclosed home as an investment or even to live in? There are some things you should know before stepping in this highly lucrative business. A property developer in Malaysia has some tips on home requirements for buying a foreclosed property.

Buying a foreclosed property sounds very simple. Someone can’t pay their mortgage, the lender forecloses and the house is offered for a low price. Many people try to scoop them up for pennies on the dollar, but there is much more involved than this.

As a buyer of a foreclosed property, having the financing in order before making an offer is a very important requirement. Perhaps you are looking at a home that has been put on the market from your local bank. These properties are called REO, or real estate owned by a bank or institution. The lender is trying to dump these as fast as they can because they don’t want the cost or expense any longer.

That is good for the person wanting to buy it, but if you go in without securing the financing first, wanting that bank to finance the home for you, it is very likely that won’t happen. Make sure if you are looking a foreclosed properties, you get a letter from the lender stating you have the monies available to make a purchase.

foreclosure propSome lenders will require money set back for repairs if they are going to give you a loan. They can require money put in an escrow account, or they can ask you to show them an amount in your portfolio that will be used just for the repairs.

If there is a home you want to purchase that has the homeowner still living in it after they were foreclosed upon, some banks will offer a window that will allow the homeowner a chance to bid on their property to buy it back. Being aware of these clauses and conditions is important when choosing the foreclosed home. Make sure you do your homework and know which properties may have this clause.

Most REO properties have bank personnel that will want to work to get ride of the homes because it is considered an asset that is costing them money. If a home is not damaged and is what they consider move in ready, the home will most likely go at market price and there’s not much wiggle room when you make an offer.

But if a home needs a lot of work, then there may be a chance you can make an offer to buy the distressed home at a discount. These banks don’t want to make any repairs so they will sell it as is. Knowing how the deal will go down is one of the requirements you will need to secure a loan if you are not paying cash for the property because the lender may require you to put money back for repairs as stated earlier.

Buying a foreclosed home can be a simple process but do your homework first.

 

 

Singapore’s Bugis Area Unveils New Condo Launch

Known as one of the trendiest hotspots of Singapore, the Bugis area attracts artists, writers, celebrities, investment bankers, singles and other successful people looking to have a great time. Even though Bugis Street is named after the pirates who once trolled it, the area has turned into a flourishing center for the arts, shopping and spiritual life.

Some of the hidden treasures that you can find in the Bugis Area include the Sultan Mosque, Sri Krishnan Temple, Kwan Im Thong Hood Cho (Goddess of Mercy) and Bugis Junction. Bugis Junction has an array of eateries and awesome shops to browse. Of course, the beautiful high-rise apartments of the Bugis area are not to be forgotten. A new condo launch is now being hosted for what will likely become the next hotspot of the town, the DUO Residences. Those who want a designer condo in Bugis will love everything that the DUO Residences has to offer. Refer to site: www.duosingapore.com/duo-residences.html

 

Singapore DUO Tower
Singapore DUO Tower

 

 

 

Affordable High-End Living Option

The DUO Residences is a great option for the young professional on a budget. A payment scheme is available for those who want to see exactly how funds are allocated for the purchase of a condo in the complex. Starting prices are listed as follows:
Studio: $930,000
1 BR: $1.1 mil
1 + 1: $1.3 mil
2 BR: $1.6 mil
2 + 1: $1.85 mil
3 BR: $3 mil

Those who are interested in purchasing one of the units in the DUO Residences can call 81 18 5250 for more information.

 

Luxurious Amenities in One of Singapore’s Newest, Hottest Condo Properties

The amenities that you receive with your purchase are incredible. The design of the building is completely modern and reveals the beautiful vision of the architectural firm behind the project. The exterior of the building stands out from the rest of the high-rise buildings in the area. The scaled exterior has a beautiful sparkling effect in the sunlight.

 

DUO Tower Residences
DUO Tower Residences

 

 

In addition to the modern aesthetic of the property, residents can also enjoy the four levels of amenities that the property has to offer. The Teppanyaki Pavilion offers an excellent place to unwind and relax. The Lap Pool and Sky Pool are also great places to hang out. When you are enjoying life in the Sky Pool, you will appreciate the gorgeous view of the city that you have. There is also a recreation room and Aqua Gym available in the building. The Spa Pool is the perfect place to let some steam off after a day’s work.

 

Duo Residence Sky Pool
Duo Residence Sky Pool

 

Landscaped Plaza
Landscaped Plaza

 

 

 

A Great Investment for the Future

When you want to purchase a property that you will enjoy and be able to profit from in the future, the DUO Residences are an option you should consider. These properties will likely be very sought-after in the future. Penthouses are still available in the complex, but you should know that they probably will not last for long. The interest in the DUO Residences is increasing every day as more people come to learn about the complex.

 

 

Overview of Marc Residence, Kuala Lumpur

Kuala Lumpur is a widely visited international destination. This beautiful Asian city offers much for visitors. People come here to sample the famous local cuisine with the area’s emphasis on fresh seafood and various Asian spices as well as enjoy world class attractions that include the Petronas Towers and the area’s vibrant nightlife.

If you are thinking of staying in Kuala Lumpur, you will need a place to call home. Marc Residence is one of the area’s most elegant condominiums. Units are available for purchase by those living there long term as well as for shorter stays. People may buy a condo. Many homeowners also chose to rent out their units for a short period of time to out of town guests.

Information is widely available on this prestigious development. More on Marc Residence KLCC can be found on various websites as well as the via the condo’s management company. Many homeowners also provide more on Marc Residence KLCC with individual listings that they put up to entice those seeking a short term stay here or to even looking to buy a condo in the residence.

You may also visit klcc-living.com for more Marc Residence information and find a tremendous resource about all aspect of the area and the residence. Marc Residence offers people a great many short term, long term and investment housing opportunities. Everything from single studios consisting of a single room and ideal for the single person to large, multi-roomed housing with several bathrooms is available here. The complex takes up two full city blocks and has two buildings with two 35-story buildings.

 

Marc Residence Entrance

 

Marc Residence Pool

 

 

Each unit for sale or temporary rental varies in amenities, square footage and special luxuries such as private elevators and services. The complex also offers common services that all unit have access to just by being part of it. Such services include a private playground, swimming pool, tennis courts, fully equipped gym with major access to machines to help workout and common rooms that can be used for all sorts of purposes including private parties and family get-togethers.

[gmap addr=”Marc Residence, 3 Jalan Pinang, 50450 Kuala Lumpur, Malaysia”]Marc Residence[/gmap]

 

 

People may expect to pay a fee to own the condo as well as fees to help maintain it each month. Such fees are comparable to other condos in the area. They also compare favorably to similar complexes available internationally including in major cities such as New York and Tokyo. Buyers will find similar amenities. They will also find that the Marc Residence is located in the very heart of Kuala Lumpur.

 

 

The residence is a quick walk or ride to many local area attractions. If you are planning to stay here on a business trip, consider the Marc Residence. The complex is centrally located. It also has many amenities that allow people to enjoy family life. Your stay is much easier when your family is happy. Investigate the many options available in this complex. You will find this complex suit your needs easily.

How To Negotiate A Commercial Lease

Negotiating a commercial lease takes a lot more work than negotiating a lease for a residential property. There are many clauses, escalators and other fine print that you have to comb through to ensure that you are getting the best possible deal. What tactics should you use in the negotiating process to ensure that you are getting a good deal?

 

 

 

Get A Competent Commercial Lease Broker

When you are looking to rent commercial office space, you should always negotiate with the assistance of a commercial real estate broker. This person will help you find a good location as well as help you determine how much you an afford to pay in rent. Scheduling an appointment at your broker’s office can be beneficial. If you don’t want or cannot afford a typical office space, you can see MORE office types here or visit MalaysianToday.com.

 

How Much Can You Afford To Pay In Rent?

The rule of thumb is that you don’t pay more than 10 percent of your gross sales in rent. If you are making $100,000 in sales per month, you can afford to pay up to $10,000 a month in rent. Business owners looking to rent commercial property should know that rent is often calculated per square foot and presented as an annual figure. This means that your landlord will most likely tell you that the rent is $50 a square foot per month and costs $50,000 a year to rent.

 

Protect Your Investment

Many business owners rent space in an area that they think will draw the most traffic. Typically, you want to set up in an area that is already being used by a big company. For example, a business may want to set up shop in an area that has a large grocery store or other retailer in the area. However, if that retailer leaves, your foot traffic could decline as well. For that reason, make sure that you have a clause in your lease that lowers your monthly rent or allows you to leave the location before the end of your lease.

 

Don’t Become Emotionally Attached To A Property

Your broker and your potential landlord will spend weeks negotiating the terms of your lease. Therefore, you should stay calm and collected throughout the negotiating process. If you seem too eager, your landlord won’t be willing to give you a deal that is more to your liking.

 

Hire Legal Representation

The final step in the process is to hire an attorney who will review the lease before it is officially signed. Your lawyer will go over the entire document to ensure that it is worded exactly how you want it to be. If your legal counsel raises concerns about the deal, make sure that you listen carefully.

Negotiating a commercial lease takes a lot of time and effort. With so much money riding on your lease, make sure that you cover ever detail before signing it. A bad lease could doom your business to failure.